PHD THESIS ON MICROFINANCE IN INDIA

In the SBLP, there were? At the member level, 34 low income women were interviewed.

An Analysis of the Role of Microfinance in Promoting Financial Inclusion in India | [email protected]

A research design based on case studies and qualitative research methods was adopted. The study has implications for policymakers at the national and state level, microfinance providers, members and funding agencies. The lines of enquiry followed were at the sector level, at the microfinance provider level and at the microfinance member level.

The thesis therefore also explores the environment in which such graduation could take place.

The thesis analyzed appropriate regulatory framework for the microfinance sector. At the provider level, one organization associated with each model was studied, including interviews of senior officials and MFI field staff.

To sustain financial inclusion, group microfinance members should graduate to individual financial services. Page view s 7, The research at the sector level led to understanding of the following: The research questions relate to how the two major microfinance models in India, the self help group bank linkage program the SBLP and the microfinance institution MFI model, address barriers to financial inclusion, phd thesis on microfinance in india facilitate expected outcomes.

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For the provider and member levels, primary data were collected in the State of Tamil Nadu.

Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated. The research framework and research questions in the thesis were informed by the relevant literature, particularly relating to microfinance, financial inclusion and their links with broader development goals. The enquiry enabled the development of phd thesis on microfinance in india explanatory microrinance for financial inclusion through microfinance.

This thesis evaluates the contribution of microfinance programs in promotion of financial inclusion in India. Google Scholar TM Check.

The findings from provider and member level research included barriers to microfinance membership; the requirement for a wider range of financial services particularly savings services; and the need for enhanced financial literacy and financial management skills among members. Please use this identifier to cite or link to this item: The ,icrofinance defines financial phd thesis on microfinance in india as ongoing access to a range of financial services in an affordable and convenient manner.

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In addition, in MFIs, there were? As low income groups are often among those lacking such access, microfinance programmes providing financial services to them have emerged microfinanc a public policy instrument to promote financial inclusion.

The thesis findings also suggest that there is considerable scope for microfinancd relevant empirical research on microfinance in India. While the first do not receive adequate finance in order to invest substantially in their enterprises, the second group uses the SBLP primarily to save.